With Visa gift cards, you can pay online, in-store, digitally and more. Since more people are using mobile payments and digital wallets such as Apple Pay and Google Pay, it is important to understand how to incorporate a Visa gift card into these platforms so you may gain further convenience. The good news is that you can use your Visa gift card like a credit or debit card — with a few simple steps, you can have your Visa gift card set up for use in your preferred digital wallet.
If you don’t have a Visa gift card already, platforms like free visa gift card give you an opportunity to earn one for free without having to spend that extra money. For example, users can use BrandBee.io to do certain things such as answer surveys or watch videos in exchange for rewards. Once you redeem these rewards you can then use the Visa gift card in digital wallets for easy, secure payments.
Learn step by step how to add your Visa gift card to your mobile wallet and take advantage of mobile payments.
1. Make a Check on Your Visa Gift Card Balance
Make sure to check the balance before adding your Visa gift card to a digital wallet. There may be some cards that will not work unless the full amount is covered by the balance. Have on the back of the card, instructions to look for the balance. Usually, you can log in to the card issuer’s website and set the card number, expiry date and security code. It keeps track of the balance and avoids declined transactions.
2. Visit your Visa Gift Card Before Adding it to Your Digital Wallet
Just as you can add any other payment method to a digital wallet, you can add a Visa gift card. Here’s how to do it on the most popular digital wallets:
Apple Pay
Now, go to your iPhone, open the Apple Wallet app.
To add a new card, tap the “+” icon in the top right corner.
To add your Visa gift card manually, simply follow the prompts and type in your card number, expiration date and CVV.
After you’ve added it, Apple Pay will confirm it, and you’ll get a notification it’s ready to use.
Google Pay
Go on your Android device and open the Google Pay app.
Simple go with bottom button and tap ‘Payment’ and then ‘+ Payment method.’
Select ‘Credit or debit card’ then enter that card information manually.
However, Google Pay will verify the card and, upon approval, your Visa gift card is ready to be used.
Samsung Pay
Open the Samsung Pay App on your device.
Click the ‘Add card’ button, and choose ‘Add credit/debit card’.
You will enter your Visa gift card details and include your card number, expiration date and security code.
Once verified, your card will be added to Samsung Pay for quick and easy pay, whenever you need to.
3. You Can Use Your Visa Gift Card For Mobile Payments
If you’ve set up your Visa gift card in your digital wallet, you can use it to pay for in store or online purchases wherever mobile payments are accepted. Here’s how to make the most of it:
In-Store Purchases: If you happen to be in a store that’ll take digital payments, you simply hold your device near the payment terminal. You can authenticate with Face ID or Touch ID using Apple Pay. For Google Pay and Samsung Pay please simply follow the prompts on your phone. Once complete, the transaction will behave exactly as you would with a physical card.
Online Purchases: Apple Pay, Samsung Pay, and Google Pay work with a lot of websites and apps. So when you’re checking out, choose the digital wallet option, utilize the Visa gift card as your payment method, and complete the purchase.
For even more security, the use of your Visa gift card through a digital wallet also provides tokenization, the conversion of your card number to a unique System Identifier for each transaction. In this way, your information is hidden such that your actual card information does not have to be passed on so that the risk of fraud is reduced.
4. Seamless Transactions and Managing Your Balance
This means the limit of the Visa gift card balance must be monitored, and it’s wasted if used in a digital wallet. Here are a few tips:
Track Your Balance: Almost all digital wallets do not automatically track your gift card balance after each transaction. If you find your balance low, make a note to keep an eye on how much you have.
Split Payments: Generally, split payments in a store are allowed, so you can pay for the difference with another card or cash. It helps if you want to make the best use of your gift card while leaving no undesired balance.
5. Subscription Services Can be Paid for Using the Visa Gift Card
If you were lucky enough to have a Visa gift card with a greater balance, why not use it towards services such as Netflix, Spotify, or whichever other streaming platform will accept digital wallet payments. Put the gift card on your digital wallet as a payment method then use it until the balance runs out. This is especially useful if you want to cover small recurring costs without resorting to your regular bank account.
6. Keep an Eye Out For Expiration Dates and Fees
Visa gift cards may have expiration dates, or have a maintenance fee after a certain amount of time. Look at the terms and conditions of the card and remember to use it before you have to pay the fees. Putting the card into a digital wallet makes is more likely to be used for quick purchases and also less likely to sit unused.
Final Thoughts
It’s safe to add the Visa gift card to your digital wallet; this way, you can easily manage mobile money while your finances are protected. This means that you can easily make purchases, monitor spending on it and use the card on different platforms. Rewards platforms like BrandBee.io provide convenient ways to get a Visa gift card for free by simply doing what we do every single day — living.
Amidst the digital payment revolution, using your Visa gift card in Apple Pay, Google Pay or Samsung Pay means enjoying a smooth cashless payment experience, going much further with your rewards. If you’re looking to stay on budget and flexibly make purchases without reaching for your wallet, using a Visa gift card in your digital wallet is a smart way to reduce your spending while still allowing you to access all that your mobile payments have to offer